Refinance Offer

Use one of our Preferred Lenders and get a Refinance with Finance Fees Waived (Quick Move-In Homes).

Beginning 12/1/2025, when you finance your quick move-in home through a Garman Preferred Lender, you’ll enjoy waived lender fees when you refinance within two (2) years of your initial settlement date. This one-time offer includes a waiver of lender processing, administration, and document preparation fees. It does not include discount points or third-party fees such as escrows, prepaid taxes or insurance, homeowner association fees, title insurance, or recording fees. To qualify, borrower(s) must make at least six consecutive on-time payments on the original loan financing, and all borrower(s) must remain the same on the new loan. Minimum original loan amount is $300,000, and cash-out refinances do not qualify. This offer is not a commitment to lend and loan approval is subject to final underwriting. Agreement must be signed on or before 12/31/2025.

Settlement date must be within three (3) months of agreement date. Prior sales excluded. Buyer(s) must use a Contractor’s preferred settlement company for title work. Offer is not applicable to non-owner-occupied purchases. Offer may be modified or cancelled at any time without notice.