Finance Center

Take advantage of our finance tools to find the Garman home that is right for you. New home financing is a specialized field. To better serve your needs, we assign you an expert financial consultant from the moment you apply. He or she will work with you from the very beginning until the funding day, making the process smooth and seamless.

In addition to specializing in funding all your home financing needs, we offer superior customer service:

Free Pre-qualification
Smooth Application Process
Easy Closing
No Hassle Service
Fast. Focused. Flexible.

Application Documentation

The following is a list of items needed at application for rapid and proper processing of your loan.

Most recent 12 months’ mortgage history (canceled checks or last 12 months’ rental history)
1 month of most current pay-stubs from all current employers
2 years of most recent completed and signed complete federal tax returns and W-2’s
Name, addresses, dates of employment and salary for all employers for last 2 years
Most recent months’ bank statements (all accounts)
Social security numbers of all borrowers
Sales agreement on the land and legal description of the property (if applicable)
Complete set of plans, specifications, and builder’s contract, plus a record of deposits given to contractor.
Open loans – addresses, account numbers, balances and monthly payments or most recent statement if available.
If self-employed, complete set of most recent complete personal and business tax returns for last 2 years, (1099’s, K-1, etc.), plus year-to-date profit and loss statement.

Andy Male

Andy Male, Mortgage Consultant

Phone: 717.285.6689
Fax: 717.285.6430
amale@graystonebankmortgage.com
Graystone Tower Bank

Andy Male has been helping people afford and enjoy the home of their dreams since 1994. He served a total of ten years as the Vice President of both American Home Bank and M&T Bank and six years as a loan office for Keystone Financial Mortgage. He is currently working for Graystone Bank in mortgage sales and has been partnering with Garman Builders since 2007. He holds a Bachelors degree from Franklin and Marshall College.

Andy is married to his wife, Tracy, and has three children, Ryan, Nick and Rachel. They currently reside in West Hempfield. In is spare time, Andy enjoys staying active with fly fishing, skiing and playing squash. He is also quite fond of cooking.

Andy prides himself in treating customers as he would prefer to be treated and addressing any issues quickly, honestly and directly.

Graystone Towers Bank
3840 Hempland Road
Mountville, PA 17554
Phone: 717.285.6400
Fax: 717.285.6411